'File 1/4 Personal File of Captain H D H Rance' [‎250r] (492/936)

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PREMIUM REDUCTIONS
If two or more cars the property of one owner
are insured :—
2 Cars both in use ... ... ... 10%
2 ,, only i in use at a time ... 15%
3 ,, all in use 150^
3 ,, only 2 in use at a time ... 20%
3 ,, only 1 in use at a time ... 25%
If the Insured pays the first part of the cost of
each accident or loss in respect of Policy
Benefits 1 and 2 :—
The first D3-75o 10%
D7.500 20%
D15.000 25%
If Car driven exclusively by a named
person (not a Paid Driver)... ... 10%
If Car driven exclusively by Owner
and Wife
C "
J /O
D500
D250
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ADDITIONAL INSURANCE
(IF REQUIRED)
1. ACCIDENTS TO INSURED OR ANY
NAMED PERSON (not a Paid Driver) in
direct connection with the insured Car or
whilst mounting into, dismounting from,
or travelling in any' other private car
in respect of which insurance is granted
under the Policy. Age limits 18 to 60 years.
Benefits : D500 Death.
I/OSS of 2 limbs or sight of
2 eyes, or loss of 1 limb and
sight of 1 eye.
Loss of 1 limb or sight of
1 eye.
per week during temporary
total disablement, limited
to 26 weeks for any one
accident.
ANNUAL PREMIUM D 1.250 per person.
2. ACCIDENTS TO PAID DRIVER in direct
connection with the insured Car. Age
limits 18 to 55 years.
Benefits : D200 Death.
D200 Loss of 2 limbs or sight of
2 eyes, or loss of 1 limb and
sight of 1 eye.
D100 Loss of 1 limb or sight of
1 eye.
D1 per week during temporary
total disablement, limited
to 26 weeks for any one
accident.
ANNUAL PREMIUM D1.250 per Driver.
Proportionate Benefits at pro rata rates.
3- Rt GS, COATS and LUGGAGE : Loss of or
damage to Rugs, Coats and Luggage by
Fire or Theft.
Indemnity Limit D20 each occurrence.
ANNUAL PREMIUM Di per Car.
MOTOR CARS
USED FOR
PRIVATE, PROFESSIONAL
OR BUSINESS PURPOSES.
MOTOR UNION
INSURANCE C9UP '
(incorporated in england.)
Jfeac/Office:
IO. ST JAMES'S STREET
LONDON.S.W.l
Agent*:
Messrs.Gray Mackenzie & Co
bahrein.
,td
1763—«/42
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COMPREHENSIVE POLICY BENEFITS
1. LIABILITY TO THIRD PARTIES.
In tI ? e ey. ent of accident caused by the use of the insured Car the Insured is indemnified in respect of his le^al
liability to pay compensation (including Claimant's costs and expenses) for :
(a) Death of or bodily injury to any person (including passengers in the Car)
AMOUNT OF INDEMNITY UNLIMITED.
(b) Damage to Property (including animals).
INDEMNITY LIMIT DIO.OOO EACH ACCIDENT.
LITIGATION EXPENSES. The Company pays all law costs and expenses incurred with its written consent.
1 he indemnity extends to the Insured (if an individual) while personally driving any private Motor Car not belongine
to him, provided his own Car is not in use at the time and to any relative or friend of the Insured who is drivine
the insured Car (for social, domestic and pleasure purposes) with the Insured's general knowledge and consent.
2. DAMAGE TO OR LOSS OF CAR, including Accessories thereon:—
(a) By ACCIDENTAL COLLISION or OVERTURNING.
(b) By COLLISION or OVERTURNING consequent upon mechanical breakdown or wear and tear
(c) By MALICIOUS ACT.
(d) By FIRE, EXTERNAL EXPLOSION, SELF-IGNITION or LIGHTNING.
(e) By BURGLARY, HOUSEBREAKING or THEFT.
(f) Whilst in TRANSIT by Road, Rail, Lift or Inland Waterway.
The Company will pay the cost of protection and removal of the Car to the nearest repairers if necessitated as a result
of loss or damage covered by the Policy, up to 20 per cent, of the agreed cost of the repairs.
3. MEDICAL EXPENSES.
In case of injmy to the Insured, his Driver or any occupant as the result of an accident to the Car the Company
will refund the Medical Expenses incurred up to an amount of D 10 in respect of each accident. '
SUMMARY OF EXCLUSIONS. Damage to tyres unless the Car is damaged at the same time. Wear and tear
depreciation' mechanical or electrical breakdown or failure. Loss or damage arising during (unless it be proved
by the Insured that the loss or damage was not occasioned thereby) or in consequence of Earthquake Typhoon
r ioocl. Hurricane, \\ indstorm, \ olcanic Eruption or other convulsion of nature. Invasion, Act of Foreign
Enemies, Hostilities or Warlike operations (whether before or after declaration of war). Civil War Riot Civil
Commotion, Rebellion, Military or Usurped Power. Any contractual liability. Death of or bodilv injury to any
person arising out of and in the course of the employment of such person by the Insured, death of or bodily iniury
to members of the Insured's household and damage to property in the custody or control of the Insured or anv
member of his household. J
SPECIAL FEATURES
NO CLAIM BONUS— In the event of no claim being made or arising under the Policy during a period of insurance
specified below immediately preceding the renewal of the Policy the Company will allow a rebate in accordance
with the following scale off the premium for Comprehensive Insurance for a further year :
The preceding year ... ... ... ... ... ... I0 o o
» >> 2 consecutive years ... ... ... ... ... 15%
3 .. „ 20%
Note.— Bonus on the above scale will be allowed on insurances transferred from other Insurance Companies or
Underwriters.
REPAIRS.—Repairs up to a cost of Dio may be executed at once if an estimate is obtained at the time and forwarded
to the Company.
THE POLICY will operate in Iraq and in Peroia wi^/^&tkftB'of Iraq. In the event of sale of the Car the Policy
can be transferred to an approved new owner or endorsed to cover a substituted Car. If the Car is laid up (other
wise than as the result of loss or damage covered by the Policy) for not less than 2 consecutive months special
arrangements may be made for the partial suspension of the Policy from the date when written notice is receiW
by the Company.
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