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The Nineteenth Century , No 182, Apr 1892 [‎119v] (243/244)

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The record is made up of 1 volume (120 folios). It was created in Apr 1892. It was written in English. The original is part of the British Library: India Office The department of the British Government to which the Government of India reported between 1858 and 1947. The successor to the Court of Directors. Records and Private Papers Documents collected in a private capacity. .

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■#v
■iiiiii ^
CLERICAL, MEDICAL AND GENERAL LIFE ASSURANCE SOCIETY.
Assurance at prime cost.
One of the wants of the present day is a table of whole-
life premiums, which, while making the least possible demand
on the resources of the Assured, shall at the same time admit
the Policies to full Bonus advantages. The
annexed table of reduced premiums, which
are believed to be lower than any hitherto
published , has been framed to meet this want.
Being below the mathematical premiums for the several
risks provided in the Society's full premiums, these reduced
premiums may properly be said to supply "assurance at
prime cost." They depend on the realization of a certain
ratio of profit, and in the event of the profit at any division
being insufficient, the sum assured by any particular policy will
need to be charged with payment of such a sum as will make
good its share of the deficiency, unless the Assured prefer to
pay off the balance due to the Society. So large, and so
consistent, however, have been the profits of this Society,
that there is little likelihood of any such deficiency arising.
The new premiums, which are payable annually, are at
all ages 75 per cent, only of the ordinary whole-life, with
profit rates, the Society advancing the remaining 25 per cent.
The 25 per cent, so provided by the Society, accumulated at
5 per cent, interest in advance, will be a charge on the
current bonus. If death should occur within the quin
quennial bonus period, the interim bonus will exactly meet
the current charge, and allow of the sum assured being paid
without deduction. If,on the other hand, the Policy should
survive the quinquennial period and share in the declared
bonus, it may be expected that the cash bonus allotted at
each division will more than meet the current charge.
This suiplus cash bonus may, on its declaration, either
be at once received by the Assured, or, if he prefer it, be
converted into an equivalent Reversionary Bonus, payable
with the sum assured in the event, and in the event only, o f
death occurring subsequently to the attainment of an age to
be stated in the Policy. ~ ~
Further particulars as to the Prime Cost
NE o T fl . B D r US, ~ The neXt Divisi0n 0f Profits wil1 1897.
Profit Policies effected now or before the end of June
The New Bonus Report, the FuU Prospectus, Forms of Proposal and every information on application.
B. NEWBATT,
_ 15 S t. J ames's S quare, S.W., January i8g2.
PRINTERS: C. & E. LAYTON, LONDON,
REDUCED ANNUAL
PREMIUM
For £100 at death.
A ge
next
A nnual
B irth
P remium.
day.
^ J*
20
i 7 11
21
1 8 8
22
1 9 5
23
1 10 2
24
1 11 2
25
1 11 11
26
1 12 10
27
1 13 9
28
1 14 8
29
1 15 8
30
1 16 7
31
1 17 6
32
1 18 5
33
1 19 7
34
208
35
2 I ID
36
2 3 2
37
2 4 5
38
2 5 9
39
2 7 3
40
289
4i
2 ID 3
42
2 II 9
43
2 13 3
44
2 14 II
45
2 16 8
46
2 18 6
47
3 0 5
48
3 2 8
49
3 5 3
50
3 8 1
55
4 5 4
60
587

About this item

Content

The file contains a copy of the journal The Nineteenth Century. A pencil note on the cover of the journal, in the hand of Lady Pelly, indicates that Lewis Pelly was being read an article from this journal on Easter Sunday five days before he died.

The article he and his wife were reading has been marked on the cover 'Prospects of Marriage for Women, by Miss Clara E Collet' which appears on folios 24-31.

A second annotation, written by Sir William Henry Rhodes Green, gives the date of Lewis Pelly's death and is provided as context to Lady Pelly's comments.

Extent and format
1 volume (120 folios)
Physical characteristics

The journal contains one set of foliation and three sets of original pagination.

The principal foliation for this volume appears in the top right hand corner of the recto The front of a sheet of paper or leaf, often abbreviated to 'r'. of each folio, using a pencil number enclosed with a circle.

The three sets of original printed pagination that appear are as follows:

The advertisments at the front of the journal are paginated as i-xxxii; the articles themselves are paginated as 525-712; and the Sampson Low, Marston & Company publications list at the rear of the journal has been paginated as 1-8.

Written in
English in Latin script
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The Nineteenth Century , No 182, Apr 1892 [‎119v] (243/244), British Library: India Office Records and Private Papers, Mss Eur F126/28, in Qatar Digital Library <https://www.qdl.qa/archive/81055/vdc_100023318123.0x00002c> [accessed 29 March 2024]

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