The Geographical Journal (Journal of the Royal Geographical Society): Volume XII, No. 2 [‎321v] (145/154)

The Society’s Policies are
The Most Profitable and Useful Documents
of the kind that can be obtained,
Every source from which Profit is derivable being so
productive, viz. Low Rates of Mortality and. Expenditure and
Remunerative Investments: with Division of the Whole Profits
among the Members. They, also, confer unusual privileges, for
Members may, in their own Option,
1. Keep up their Policies till they become due in the usual way.
2 . Have them declared “ Paid-up ” free of future premiums.
3 . Borrow on them any Sums within their Surrender Values.
4. SURRENDER them after payment of one full annual premium.
5 . When Policies lapse, the Surrender Value is credited to them, and
There are now at Credit of Lapsed Policies, notwithstanding
the efforts made, by advertisement and otherwise, to find the
Members to whom they belonged, or their representatives,
Unclaimed Surrender Values amounting to over £ 16 , 000 ,
application for which may be made to the Directors on forms
to be obtained at the Society's Offices or Agencies. Thus, the
SERIOUS OBfECTIONS OFTEN TAKEN TO LIFE'. ASSURANCE,
that the Policyholder is deprived of the use of his money as long as his Policy
exists, or may even lose it altogether in the event of his allowing the Policy to
lapse, cannot apply to the Society's Policies, such Inconvenience and Loss being
Absolutely Impossible in the Scottish Widows’ Fund.
RESULTS OF THE SOCIETY'S OPERATIONS FOR 1897 .
New Assurances (net)
New Premiums
Annual Income over
Claims Paid .
Addition to Funds
Total Funds
^ 1 , 337,400
,£ 56,318
.£ 1 , 540,000
.£ 720,630
.£642,236
.£ 14 , 142,982
Mortality 69 p. cent, of Expectation
Rate of Interest p. cent. .,£3189
Expenses on Prems. p. ct. .£9163
On Total Revenue p. ct. .£645
Average Bonus Paid on Policies
of all durations . £54 p. ct.
I aides of Bonuses, Paid-up Policies, Surrender Values, and Loans, referred to in the
above Options, practically under all existing Policies, may be had on application.
R. Jb R. CLARK, LTD
LONDON: 28 CORNHILL, E.C., AND 6 WATERLOO PLACE, 8.W.
PRINTERS, EDINBURG*-